Tools

Run the numbers
before you apply.

Quick calculators built on the published federal rules. They show their math, run in your browser and never ask for your Social Security number.

When to claim Social Security

For people born in 1960 or later, full retirement age is 67. Claiming earlier lowers your monthly amount for life; waiting past 67 raises it until 70.

Your estimated benefit at 67: $2,000 a month Find this on your Social Security statement at ssa.gov

$1,400

$1,500

$1,600

$1,730

$1,870

$2,000

$2,160

$2,320

$2,480

CLAIM AT 67

$2,000 a month

100% of your full benefit

How it's worked out

At full retirement age you get 100% of your benefit.

Estimate only, in today's dollars. Excludes spousal benefits, earnings limits before 67 and future cost-of-living increases. Source: SSA retirement age rules.

Estimates

Only the agency can decide what you get. Use these to plan and to know what to ask.

Math shown

Every result lists the rule and the numbers used, so you can check it.

Nothing saved

Everything runs in your browser. We don't see or keep what you enter.

Updated on schedule

Social Security each January, SNAP each October.