Unemployment insurance
Weekly payments if you lose your job through no fault of your own. Typically 40–50% of your previous wages for up to 26 weeks.
Who qualifies
- Lost your job through no fault of your own (layoff, employer closure, significant hour reduction)
- Worked enough weeks and earned enough in your state's base period
- Able to work, available, and actively looking for a new job
How much you get
Benefits are set by each state — typically 40–50% of your average weekly wage up to a state maximum. Maximums range from about $235/week (Mississippi) to $1,033/week (Massachusetts) in 2026. Benefits are federally taxable and taxable in most states.
How long benefits last
Up to 26 weeks in most states (some states have reduced this). Extended benefits may be available in states with high unemployment rates.
File immediately after losing your job
Most states have a 1-week waiting period before payments start. Late filing costs you money.
Full guide to filing unemployment